a bloke i know has had his lock up broken into last night, he had a 7.5 tonner parked across the doors, they broke into his lorry and started it up to move it out the way then broke into his unit then broke open a massive van vault and stole all of his chain saws, strimmers and all of his climbing gear, even his 2 stroke oil, he has 3 blokes working for him, he had no insurance so has lost every thing and 3 blokes out of work and will now probably loose the contracts he has unless he can afford to replace his tools
You are right Rowly, insurance is a must have but unfortunately in some cases when you come to claim you may find that you are not covered! It is worth double checking the small print and if need be using a good broker to ensure that you are covered.
When I had mowers stolen from the van they refused to pay out under the tools in transit policy due to the deadlocks not being locked because the guys were around the back of the van talking to a client and still loading up the equipment.
I know of another local gardener who had his garage turned over and when he went to claim a few weeks back he found out that the insurance company have slowly changed the amount they would pay out over the years and other conditions which unfortunately he didn't spot at renewal!
Lesson is double check your policy and ensure that it meets your needs.
Rowly Hill said:
An obvious question slightly/totally overlooked here.
Q. Why didn't he have any insurance? Surely a basic necessity if your running a business of whatever size.
Also read the fine print - On my policy it requires origional retail doccuments and Im trying to clarify at the moment whether second hand equiptment is covered, it also may not cover modified machines for the same reason, which would rule out an engine transplant on my Snapper mower.
funny thing is look out i expect a new £10 crew might start up again with the nicked tools. Not that there all like this. Have thought long and hard about a yard and lock up but still run my business from home out the garage and have put reinforced locks on the garage with alarm and CCTV and have my tools insured think thats the key to makesure your insured as the risk is to great these days.
I totally agree with Paul!! They arrived about a month ago in our area and with no surprise, all the farms and gardening companies had equipment stolen, including mine.
I grew up on a farm where we would have stuff stolen, whenever they were passing through. I used to go shooting in the woods with my cousin and would often meet the gypsy kids. They would brag about smashing tractor windows and stealing from local farms. Really stupid to tell two farmers son's with 12 bore shot guns, but then they are thick.
Paul @ PPCH Services said:
More like 90% are totally crooked.
They are social scum in my opinion and even those who are not directly responsible for crime are very happy to live off the proceeds and cover up for those involved fact, I have had dealings with them and those related to them on occasion and I would not trust any.
It is the law abiding who they affect and the police are always reluctant to do anything. This is a real problem locally to me and about 80% of my rural clients have suffered thefts or attempted thefts as have almost all tradesmen including myself.
I'm sick and tiered of reading and hearing politically correct bullshit.
David Cox said:
I know, probably 90% of them are totally law abiding - But their is a core who do make a good living out of robbing people and being cowboys at any trade they can -
I was referring to a specific problem, which also coincides with the Races at Wetherby Racecourse - which is well understood in the area - IE they turn up, drive round for scrap and offer driveways, tree work and roofing for about a week - a spike in thefts from all tradesmen, then they move on. IMO (And its just that - an opinion) this is done by maybe 2-3 vans of blokes out of many dozens of travellers passing through.
It is their persistance and the authorities refusal to act (Often excused as "Were right on the A1, the goods could be in Newcastle or Newark by now") which makes it a particular problem.
phil smith said:
dont get me wrong but i know loads of travelers and its not always them, but it is so easy to blame them and make them the scape goats, you could quite easily blame the druggies and smackheads they need to get money to feed their habbits
where i have lock up they have geese better than dogs people have tried but always get chased off its great watching the cctv
Richard Boyd said:
So what methods do you good folks use to help prevent theft? I was quite interested in this
as one method to help with the retrieval of property.