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Subcontractor Insurance

Posted by Andrew Evans on May 20, 2012 at 5:03pm

I have recently took on a self employed labourer.

 I am trying to find out if I need to get employer liability insurance to cover him as he is doing work for me.

My business ia a landscaping & garden/grounds maintenance business.

 

Thanks

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  • PRO
    Brian www.mibservices.co.uk May 20, 2012 at 5:14pm
    Phone your insurance supplier and inform them that you use sub-contracted labour and they will advise you of the new premium rate. Most PLEL policies have this in place if you use subbies and you have to inform them of the porportion of time they spend working for you
  • Andrew Evans May 20, 2012 at 5:18pm

    Yea that sounds like a good place to start! thanks mib!

  • Colin Hunt May 20, 2012 at 6:40pm

    On another tack, I take it he works for others as well.  If he works just for you, you will be required to put him on the 'cards' so that you pay the employer's NI.

  • Andrew Evans May 20, 2012 at 7:54pm

    yea he works at a bar 2 days a week. Have cheched this with my accountant and ist fine!

     

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