Open Association of Landscape Industries
Public liability insurance
Replies to This Discussion
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Permalink Reply by Jason Felstead on -
Depends really, as i do tree work as well as gardening im with Arbinsure
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Permalink Reply by Rob Glassborow on -
Willis, but underwritten by Aviva.
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PRO MemberPermalink Reply by Rowly Hill on -
Ditto - have been with them through thick and thin since 1988.
Pro Gard said:NFU, have done for the last 9 years, I use them for all my business and personal insurance.
My experience of NFU is that they are great to deal with in the event of a claim and having a local office and no foreign call centerers as well as a good prices and mutual bonus clinches it.
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Permalink Reply by Boxelder Landscapes on -
Nfu, great service
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Permalink Reply by alan mcmillan on -
Direct line.
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PRO MemberPermalink Reply by Kieran Ray on -
I have been with RBS as i bank with Natwest, they are good have been with them for 3 years, I am going to go over to the NFU this year though as i insure my van with them.
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Permalink Reply by Ian Howes on -
dont have any worries with regards to this, all my work is private gardens. and mostly on the ground, im going to give nfu and directline a look as they both seem pretty popular
THE GARDEN COMPANY said:ian be very carfull who you choose to regards of were you work etc , as alot of insurers will not insure you , for example high risk areas such as chemical plants etc , this is classed as high risk and your normal cover insurance companies do not deal with such insurance etc , all the named on this thread i cannot have insurance with because of this issue etc , if you dont work in these areas theres no prob of course , but just b aware that you may not be insurered depending on working locations etc !
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PRO MemberPermalink Reply by Gary RK on -
Regarding Direct Line insurance, If I remember correctly they will ask you a question about whether you use any equipment that generates more than 90dba of noise. If you answer Yes, they will not insure you....
I did anwer Yes a few years ago as every bit of maintenance equipment we seem to use geneates more noise than this, including our Hayter mowers at the time. I did point out that probably most trades use machinery that makes noise. The answer was that their Underwriters had placed this limit on their policies - useful eh ?
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PRO MemberPermalink Reply by Rowly Hill on -
From experience cheapest quote is not always the best and you only ever find out how good the company is when you make a claim.
I've used Direct Line ( private car insurance) and NFU ( business) and although not necessarily the cheapest buys they have delivered, efficiently when I've had a problem.
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Permalink Reply by Jez Wardman on -
What sort of premiums are others paying for business insurance. I'm with the NFU and was content a few years ago but the premiums have now gone up to over £1000 and I'm starting to wonder. For comparison this is for standard professional liability for a limited company including employers liability with 3 employees, including cover for £6K tools and £9K other specified items, also includes trees up to 25m and indemnity for spraying. Is this premium in the right ball park or is something wrong
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