2 weeks ago i was mowing a patch i have done for 3 years ............. i have never hit or broken anything like pateo doors .......
but as i was mowing my jeep driver window 'shattered' before my eyes next to me !!!
over 9 years - a 1st for everything :( i saw a very small hole.
i thought someone had shot at it with a .22 airgun or something but being an affluent area and i was mowing next to it i took it as it was a very high speed small stone.
so auto-glass on the phone through my insurers and it was sealed thankfully as it rained later that night and a replacement was fitted by 11am next day and glass hoovered up .... what a mess !!!!!!! it was everywhere , and a pile on the driveway blocks !
So a 1st for every thing , and luckily it was not a 'customer vehicle' !!!
be warned , - be careful mowing or strimming etc next to ANY vehicle or people..
This is the very reason that I cut one of my commercial contracts at weekends. The car park is grassed but underneath is gravel/hardcore and the site has recently had major building works undertaken.
I opted to cut at weekends to avoid damaging any of the £20K BMWS and Mercedes that are normally parked there....
whats this then phil ? i got sent it by twitter i think
A few years ago i sent a stone through my neighbours car window, I too thought someone had shot it, it was so loud!
I had to knock on his door and tell him, i was so embarrassed, he was fine about it, i insisted on paying the excess for him.
He did used to move his car whenever he heard me getting the mower out after that!!
Trouble with that house was a gravel drive right next to a lawn. I'm always weary of stones and windows now wherever i am mowing, and advise people not to have gravel anywhere near their lawns.
This happend to me for the first time a couple of weeks ago.
It was a customers house window, and it was also my first visit to their house.
After I paid for a new window and apologised ect, they never asked me back, nor did they pay for the work id already done.
Always been weary about mowing near glass since lol
We've always paid for damages ourselves without claiming on the insurance ( two incidents this year already) but i had an interesting conversation with a retired gardener who lives at a sheltered housing scheme i maintain.
He smashed a very large feature window at a prestigious country house whilst mowing the lawn which cost a fortune to replace so he went through his insurance.
The insurance company rang him up and asked him if the customer had requested him to cut the grass as a part of the gardening service so he told them that yes they had. They then rang the house holders insurance and refused to pay out on the claim because the gardener had been instructed to cut the grass by the customer so it was their fault and not the gardeners. The customers insurance never took it any further and that was the last he heard of the matter.
So i don't know but maybe if you take all reasonable precautions then your not liable anyway, or more likely the insurance company knew that the other company wouldn't bother trying to sue for the money so they just called their bluff on it.